{"id":81541,"date":"2026-07-23T09:55:18","date_gmt":"2026-07-23T13:55:18","guid":{"rendered":"https:\/\/memberpress.com\/docs\/enable-pay-by-bank-with-stripe-and-memberpress\/"},"modified":"2026-07-31T09:34:29","modified_gmt":"2026-07-31T13:34:29","slug":"enable-pay-by-bank-with-stripe-and-memberpress","status":"publish","type":"ht_kb","link":"https:\/\/memberpress.com\/fr\/docs\/enable-pay-by-bank-with-stripe-and-memberpress\/","title":{"rendered":"Comment activer le paiement par virement bancaire avec Stripe et MemberPress ?"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/docs.stripe.com\/payments\/pay-by-bank\" target=\"_blank\" rel=\"noopener\">Paiement par virement bancaire<\/a><\/strong> est un moyen de paiement en temps r\u00e9el bas\u00e9 au Royaume-Uni <strong><a href=\"https:\/\/www.openbanking.org.uk\/what-is-open-banking\/\" target=\"_blank\" rel=\"noopener\">banque ouverte<\/a><\/strong>. Ce service permet aux clients du Royaume-Uni d'effectuer des paiements directement depuis leur compte bancaire. Les clients valident leurs paiements via leur application bancaire, sans avoir \u00e0 utiliser de carte.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L'int\u00e9gration de MemberPress \u00e0 Stripe vous permet de recevoir des paiements via \u00ab Pay by Bank \u00bb. Ce document explique comment activer \u00ab Pay by Bank \u00bb sur votre site d'adh\u00e9sion. Il pr\u00e9sente \u00e9galement les conditions requises et les restrictions li\u00e9es \u00e0 ce mode de paiement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"receiving-payments-with-pay-by-bank\"><a href=\"#receiving-payments-with-pay-by-bank\">Recevoir des paiements via \u00ab Pay by Bank \u00bb<\/a><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">MemberPress ne prend en charge le paiement par virement bancaire que via l'int\u00e9gration Stripe int\u00e9gr\u00e9e. Par cons\u00e9quent, avant d'activer le paiement par virement bancaire, <strong><a href=\"https:\/\/memberpress.com\/fr\/docs\/stripe\/#written\" target=\"_blank\" rel=\"noopener\">connectez Stripe \u00e0 MemberPress sur votre site<\/a><\/strong>. En outre, <strong><a href=\"https:\/\/memberpress.com\/fr\/docs\/stripe\/#test\" target=\"_blank\" rel=\"noopener\">tester la connexion<\/a><\/strong> pour v\u00e9rifier que cela fonctionne correctement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Une fois votre connexion Stripe configur\u00e9e, suivez ces \u00e9tapes pour activer le paiement par virement bancaire dans Stripe :<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Connectez-vous \u00e0 votre compte Stripe, puis acc\u00e9dez \u00e0 <strong>Tableau de bord Stripe &gt; Param\u00e8tres &gt; Paiements &gt; onglet \u00ab Modes de paiement \u00bb<\/strong>.<\/li>\n\n\n\n<li>Trouver <strong>Paiement par virement bancaire<\/strong> dans la liste des modes de paiement. Pour le trouver plus rapidement, cliquez sur le <strong>Type<\/strong> filtre, cochez la case \u201c<strong>Paiements en temps r\u00e9el<\/strong>\u201d, puis cliquez sur <strong>Appliquer<\/strong>.<\/li>\n\n\n\n<li>Passez la souris sur <strong>Paiement par virement bancaire<\/strong>et cliquez sur le bouton <strong>Activer<\/strong> bouton. Vous pouvez \u00e9galement cliquer sur le <strong>ic\u00f4ne \u00e0 trois points<\/strong> \u00e0 c\u00f4t\u00e9 du mode de paiement, puis s\u00e9lectionnez le <strong>Activer<\/strong> option.<\/li>\n<\/ol>\n\n\n\n<figure data-wp-context=\"{\"imageid\":\"6a811f1075576\"}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a811f1075576\" class=\"wp-block-image size-full wp-lightbox-container\"><img decoding=\"async\" width=\"2552\" height=\"1313\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank.png\" alt=\"Paiement par virement bancaire dans le tableau de bord Stripe\" class=\"wp-image-81540\" srcset=\"https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank.png 2552w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-300x154.png 300w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-1024x527.png 1024w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-768x395.png 768w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-50x26.png 50w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-1536x790.png 1536w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-2048x1054.png 2048w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-330x170.png 330w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-840x432.png 840w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-1216x626.png 1216w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-1832x943.png 1832w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-700x360.png 700w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-156x80.png 156w, https:\/\/memberpress.com\/wp-content\/uploads\/2026\/07\/mepr-stripe-dashboard-pay-by-bank-1080x556.png 1080w\" sizes=\"(max-width: 2552px) 100vw, 2552px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewbox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"wp-block-ht-blocks-messages wp-block-hb-message wp-block-hb-message--withicon is-style-alert\"><strong>Remarque :<\/strong> Stripe peut vous demander de confirmer certaines informations avant d'activer le paiement par virement bancaire. Dans ce cas, le paiement par virement bancaire affichera le message \u201c<strong>N\u00e9cessite une intervention<\/strong>\u201d \u00bb apr\u00e8s l'activation. Cliquez sur le <strong>Fournir des informations<\/strong> cliquez sur le bouton situ\u00e9 \u00e0 c\u00f4t\u00e9 de la m\u00e9thode, puis saisissez les informations requises pour l'activer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ensuite, activez la fonction <strong>Paiement par virement bancaire<\/strong> basculer dans vos param\u00e8tres MemberPress. Vous trouverez les \u00e9tapes d\u00e9taill\u00e9es sur <strong><a href=\"https:\/\/memberpress.com\/fr\/docs\/enable-payment-methods-stripe-memberpress\/\" target=\"_blank\" rel=\"noopener\">activation des modes de paiement avec Stripe et MemberPress<\/a><\/strong> dans le document correspondant.<\/p>\n\n\n\n<p class=\"wp-block-ht-blocks-messages wp-block-hb-message wp-block-hb-message--withicon is-style-alert\"><strong>Remarque :<\/strong> Votre formulaire de paiement Stripe affichera tous les modes de paiement activ\u00e9s dans MemberPress. L'option \u00ab Paiement par virement bancaire \u00bb appara\u00eetra sur vos formulaires m\u00eame si elle est d\u00e9sactiv\u00e9e dans votre compte Stripe. Pour \u00e9viter tout probl\u00e8me, veuillez d'abord activer l'option \u00ab Paiement par virement bancaire \u00bb dans votre compte Stripe.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pay-by-bank-at-checkout\"><a href=\"#pay-by-bank-at-checkout\">Payer par virement bancaire lors du paiement<\/a><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Une fois l'option \u00ab Paiement par virement bancaire \u00bb activ\u00e9e, cette option de paiement appara\u00eetra sur les formulaires d'inscription \u00e0 vos abonnements ponctuels. L'option \u00ab Paiement par virement bancaire \u00bb fonctionne \u00e0 la fois avec <strong>\u00c9l\u00e9ments de rayures<\/strong> et <strong>Paiement par carte de cr\u00e9dit<\/strong> formulaires. Sur le formulaire de paiement, cette option est intitul\u00e9e \u201c<strong>Application \u00ab Pay By Bank \u00bb<\/strong>\u201c.<\/p>\n\n\n<!-- IMAGE (deferred): mepr-registration-pay-by-bank-app-tab.png | Pay By Bank App checkout option | rect: Pay By Bank App tab -->\n\n\n<p class=\"wp-block-paragraph\">Lorsque les utilisateurs s\u00e9lectionnent l\u2019option \u201c<strong>Application \u00ab Pay By Bank \u00bb<\/strong>\u201d \u00bb, le formulaire affiche une liste des banques britanniques. Les utilisateurs doivent s\u00e9lectionner leur banque et valider le formulaire d'inscription.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ensuite, les utilisateurs verront la \u201c<strong>Effectuer le paiement<\/strong>\u201d Une fen\u00eatre contextuelle s'affiche alors, contenant les instructions de paiement et un code QR. Les utilisateurs peuvent scanner le code QR avec l'appareil photo de leur t\u00e9l\u00e9phone et valider le paiement depuis leur application bancaire. Ils peuvent \u00e9galement cliquer sur le bouton \u201c<strong>Continuer sur le Web<\/strong>\u201dCliquez sur le bouton \u00ab \u00bb pour finaliser le paiement dans le navigateur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La banque valide les paiements \u00ab Pay by Bank \u00bb de mani\u00e8re asynchrone. Par cons\u00e9quent, la confirmation du paiement peut prendre jusqu'\u00e0 60 secondes. Une fois le paiement valid\u00e9 par la banque, MemberPress redirige les utilisateurs vers la page de remerciement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"whats-important-to-know-about-using-pay-by-bank\"><a href=\"#whats-important-to-know-about-using-pay-by-bank\">Que faut-il savoir sur l'utilisation du paiement par virement bancaire ?<\/a><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L'option \u00ab Paiement par virement bancaire \u00bb n'appara\u00eetra lors du paiement que lorsque toutes les conditions seront remplies. Cette int\u00e9gration comporte plusieurs restrictions impos\u00e9es par Stripe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Le paiement par virement bancaire ne prend en charge que les paiements ponctuels.<\/strong> Par cons\u00e9quent, ce mode de paiement n'appara\u00eetra pas sur les pages d'inscription \u00e0 vos abonnements r\u00e9currents. De plus, le paiement par virement bancaire ne prend pas en charge les paiements diff\u00e9r\u00e9s. En cons\u00e9quence, cette option de paiement <strong>ne sera pas disponible pour les adh\u00e9sions avec essais gratuits ou payants<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De plus, pour utiliser le paiement par virement bancaire avec MemberPress, configurez <strong><a href=\"https:\/\/memberpress.com\/fr\/docs\/general\/\" target=\"_blank\" rel=\"noopener\">la devise dans les param\u00e8tres MemberPress<\/a><\/strong> \u00e0 <strong>GBP<\/strong>. Stripe prend en charge les paiements \u00ab Pay by Bank \u00bb en euros. En revanche, l'int\u00e9gration MemberPress ne prend actuellement en charge que la livre sterling.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Par ailleurs, le paiement par virement bancaire n'est disponible que pour les paiements <strong>entre 0,50 \u00a3 et 10 000 \u00a3<\/strong>. Cette option de paiement ne sera pas visible pour les abonnements dont le prix se situe en dehors de cette fourchette.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez trouver plus d'informations sur <strong><a href=\"https:\/\/docs.stripe.com\/payments\/pay-by-bank\" target=\"_blank\" rel=\"noopener\">Paiement par virement bancaire<\/a><\/strong> dans la documentation de Stripe.<\/p>","protected":false},"excerpt":{"rendered":"<p>Pay by Bank is a real-time payment method based on UK open banking. It allows customers in the United Kingdom to pay directly from their bank accounts. Customers confirm payments in their banking app, without using a card. The MemberPress integration with Stripe allows you to receive payments through Pay by Bank. 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