Choosing a Payment Gateway

« MemberPress Users Manual

Which One Should I Choose?

Choosing the right gateway can sometimes be a daunting task. Really, it comes down to what you want to accomplish and what you need for your individual situation. You may need to ask yourself a few questions to find the right fit. To help you in that process we recommend that you use the flow chart below. After you've decided which gateway(s) will work best for you, please go to the bottom of this page where you'll find links to your desired gateway(s) to learn how to set them up!

NOTE: MemberPress can support any and all of these gateways on your site at the same time, so if for example you want to be able to accept both Cash and Credit Cards, you can select two separate gateways. MemberPress also gives you the ability to customize which gateways are available for which memberships! This list doesn't suggest that you can only have one payment gateway.

Pros and Cons of Each Payment Gateway

If you're still stuck as to which gateway will best fit your needs, then please refer to the following lists.

Offline

Pros
  • Accept cash or other payment forms
  • No processing fees
  • Give users access manually when you physically receive the payment
  • No SSL/TLS certificate needed
Cons
  • More work for you to manage payments offline

Stripe

Pros
  • Users never have to leave the site to enter Credit Card info
  • Flat rate charges with fewer surprise fees
Cons
  • Requires that you have an SSL/TLS certificate

PayPal Express Checkout

Pros
  • Users are taken back to your site quicker than PayPal Standard
  • No SSL certificate needed
Cons
  • Digital goods aren't available in every country (but most are)
  • Setting up Digital Goods can be a hassle
  • Users must leave site to enter in payment details

PayPal Standard

Pros
  • If your PayPal account was created after 2009, then our advanced mode will allow full subscription management without the hassle of setting up Digital Goods for Express Checkout
  • Users can pay for one-time memberships with a Credit Card and are not required to have a PayPal account
  • No SSL/TLS certificate needed
Cons
  • If your account was created prior to 2009, advanced mode will not be available to you. This means your recurring subscription management abilities will be limited.
  • It takes a bit longer for users to be returned to your site
  • Users still need to leave your site to process recurring memberships

PayPal Pro

Pros
  • Users never need to leave your site to process any payments
  • Accepted in more countries than just about any other gateway
Cons
  • Additional $30 Monthly fee
  • Requires that you have an SSL/TLS certificate

Authorize.net

Pros
  • Accepted in many countries
  • User stays on site to purchase
  • Ability to process catchup payments
Cons
  • Requires that you have an SSL/TLS certificate (upwards of $175/year)
  • Can be a bit more difficult to setup/register than Stripe
  • Only available in Developer edition of MP