The Single Euro Payments Area (SEPA) Direct Debit is a bank debit payment method introduced by the European Union. This payment method enables direct payments between Euro-based bank accounts within or between European Union member countries. MemberPress integration with Stripe allows you to receive payments through SEPA.
This document will guide you through the setup process and provide additional details on using SEPA with Stripe and MemberPress.
Recibir pagos con SEPA
MemberPress supports SEPA as a payment method only through the built-in integration with Stripe. Therefore, before enabling SEPA, please conecte Stripe a MemberPress en su sitio web. Pruebe también la conexión para asegurarse de que funciona correctamente.
After you set and test your Stripe connection, follow these steps to enable SEPA on your MemberPress registration forms:
- Conéctese a su cuenta Stripe y navegue hasta Configuración > Métodos de pago.
- Desplácese hasta el Débitos bancarios y set SEPA as a payment method.
- Siguiente, conéctese a su sitio web Cuadro de mandos.
- Vaya a Dashboard > MemberPress > Payments tab y enable SEPA in MemberPress.
As a result, your membership registration forms will now show SEPA as a payment option. The SEPA payment option will be available en los formularios Stripe Checkout y Stripe Element.
On the registration form, customers will be asked to provide their name and bank account number in IBAN format. Further, by submitting their payment data, they are accepting a mandate that authorizes your company to debit their account.
¿Qué es importante saber sobre el uso de la SEPA?
El adeudo directo SEPA puede utilizarse como método de pago para pagos periódicos y no periódicos. Además, SEPA admite afiliaciones con pruebas gratuitas o de pago.
On the other hand, the SEPA payment option will only be displayed if all conditions are met. SEPA integration comes with several limitations imposed by SEPA or Stripe.
Firstly, as mentioned, SEPA is a payment method primarily for the European Union countries. As such, it supports payments only between EUR-denominated bank accounts within the SEPA region. Therefore, to use SEPA with MemberPress, you must set la moneda en la configuración de MemberPress a EUR.
Siguiente, you must set your (merchant) country to one of the countries supported for SEPA. You can find the list of países de la región SEPA on the European Central Bank's website. Additionally, some countries outside the SEPA region can also accept SEPA Direct Debit payments with local currency settlement.
Furthermore, you must set the same supported country both in your MemberPress settings and Stripe account. Supported countries are:
- Australia,
- Austria,
- Bélgica,
- Bulgaria,
- Canada,
- Croatia,
- Cyprus,
- Czech Republic,
- Dinamarca,
- Estonia,
- Finlandia,
- Francia,
- Alemania,
- Gibraltar,
- Grecia,
- Hong Kong,
- Hungary,
- Irlanda,
- Italia,
- Japan,
- Letonia,
- Liechtenstein,
- Lituania,
- Luxembourg,
- Malta,
- Mexico,
- Países Bajos,
- Nueva Zelanda,
- Noruega,
- Polonia,
- Portugal,
- Romania,
- Singapore,
- Eslovaquia,
- Eslovenia,
- España,
- Suecia,
- Suiza,
- Reino Unido,
- United States.
Managing the Delayed Payment Method
Finally, please note that La SEPA es un método de pago de notificación diferida. Accordingly, it will take up to 14 days to process the payment and send the notification of success or failure to MemberPress.
By default, MemberPress creates subscriptions on your site with a 1-day grace period to compensate for processing time. Hence, you would need to ampliar el periodo de gracia por defecto to 14 days. Otherwise, your users might be without access to your protected content until you receive the payment.
Encontrará más información sobre Pagos SEPA en la documentación del Stripe.
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